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12 Must-Read Personal Finance Books for Your Twenties

If you’re in your twenties, chances are you’ve stressed about finances at some point. You may have just graduated college, or you might be living paycheck to paycheck trying to make all your payments on time. If you’re stressing, consider finding a few tips in some of the best personal finance books for young adults. Here are 12 must-read personal finance books for your twenties:

Personal Finance for Dummies

by Eric Tyson

A guide to budgeting, saving money, investing, and more. A perfect introduction to financial literacy for novices.

The Index Card: Why Personal Finance Doesn’t Have to Be Complicated

by Helaine Olen and Harold Pollack

Olen and Pollack boil down financial concepts to the key components that can fit on an index card. The book centers around 10 rules, each of which has its own chapter.

The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money

by Carl Richards

Richards explains why we make money mistakes and develop bad habits. This book will help you learn how to get into a healthy money mindset.

End Financial Stress Now: Immediate Steps You Can Take to Improve Your Financial Outlook

by Emily Guy Birken

Birken talks about how making a few changes to your current money mindset can diminish your financial stress for good. No matter your income, this book will help you understand how to relate to money.

Shark Tales: How I Turned $1,000 Into a Billion Dollar Business

by Barbara Corcoran

A must-read by the “Shark Tank” star for any aspiring entrepreneur trying to grow their company. Corcoran presents no-nonsense advice in a way that’s both motivating and entertaining.

Get Money: Live the Life You Want, Not Just the Life You Can Afford

by Kristin Wong

Wong makes learning about money fun. Written in a wry and humorous tone, this book is designed to boost your personal finance I.Q with a series of challenges.

Broke Millennial: Stop Scraping By and Get Your Financial Life Together

by Erin Lowry

Written by a millennial for millennials, this book gives benchmarks to hit to get on the right track financially. Lowry promises that the book will bring anyone new to “adulting” from flat-broke to financial badass.

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

by Dave Ramsey

The author of some of the most famous must-read personal finance books, Dave Ramsey shares how to pay off debt. Ramsey guides readers to the snowball method—paying off small debts before large ones—which has helped people pay off thousands of dollars.

The Millionaire Next Door: The Surprising Secrets of America’s Wealthy

by Thomas Stanley and William D. Danko

In one of the best personal finance books for young adults, Stanley and Danko discredit the idea that millionaires always have luxury cars and giant mansions. A great read for those who are too enticed by material goods.

Rich Dad Poor Dad: What the Rich Teach their Kids About Money That the Poor and Middle Class Do Not

by Robert Kiyosaki

The number 1 bestselling personal finance book ever. Kiyosaki blends stories and lessons in an educational memoir. He destroys the myth that a high income is necessary to be rich and describes the difference between working for money and making your money work for you.

You Are a Badass at Making Money: Master the Mindset of Wealth

by Jen Sincero

Frank and funny, you’ll recognize your own habits in another of the best personal finance books for young adults. Sincero helps you stop the financial habits that hold you back and introduces concepts that will improve the way you handle money.

Why Didn’t They Teach Me This in School?: 99 Personal Money Management Principles to Live

by Cary Siegl

A great gift for recent graduates and a must-read personal financial book for young adults. Siegl gives 99 principles over the course of eight lessons on how to manage your money so it doesn’t manage you.

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Written by Emma Radebaugh

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