Instead of suffering through mornings without your favorite coffee, focus on the big recurring expenses that you could evaluate once and reduce for the long haul. Over time, you’ll save a lot more money with a lot less pain by refinancing an expensive loan or paying off high-interest credit card debt than you will by giving up very small things that you really enjoy. Cancel memberships and monthly subscriptions that you don’t use or love.
Contributors: Lingke Wang from Ethos