Start Paying For Everything With Cash (4/20)

If you want an effective, simply way to budget without any thrills simply start paying for everything that you can using cash. The psychology behind spending with credit cards makes it too attractive to go over your budget knowing that you can pay it off later, which in turn does nothing but rob your future self of money you could have kept otherwise. When you pay with cash, its harder to part with your money, and you will become more frugal as a result without having to rely on apps of other services that cost your time and money to help you budget.

Contributors: Casey Stubbs from Finance & Markets